Up to 1,75%* Interest on uninvested cash

Features

At BUX, we’re dedicated to helping you do more with your money. To further support your financial goals, we’re providing you with an interest rate of up to 1,75%* on uninvested cash.

Having idle cash reserves in your portfolio can be an essential part of your investing strategy, giving you the flexibility to react to favorable market conditions. Instead of letting that money sit idly, we want to reward you for keeping it with us by offering you an attractive interest. This means that you can earn a passive income without actually having to invest. 

• All onboarded BUX users immediately earn interest on uninvested cash.
• Interest is calculated daily based on the cash balance and interest rate.
• Your interest rate depends on your account type. For full details, please refer to the document linked on our pricing page, which outlines upcoming pricing changes.
• Interest is paid monthly. Typically this happens within the first two weeks of the month.

Who is eligible to receive interest at BUX?

If you are a BUX user and have completed KYC, you can earn interest on your uninvested cash. Your account with BUX must be active at the time interest is paid. If you close your BUX account, you won’t get interest for that month.

How is my interest calculated?

Wondering how we calculate your interest? We check your daily cash balance once a day, including on weekends and holidays. To find your daily interest, we multiply your balance by the interest rate and divide it by 365. If your balance is zero or negative at the time of the check, we treat it as €0 for that day. Then, we add up all your daily interest values for the month to get your total monthly compensation.

When do I receive my interest?

Interest is added to your cash balance on a monthly basis. We aim to do this within the first two weeks following each month. For example, interest compensation for January is usually paid in the first two weeks of February

* Your interest rate depends on your account type. For full details, please refer to the document linked on our pricing page, which outlines upcoming pricing changes.